Free tools that answer one money question with this year's numbers

CVs, résumés and cover letters in each country's own format — US, UK, Germany, Japan, Spain, Brazil.

Fees, payouts and margins on Etsy, eBay, Shopify, TikTok Shop, Amazon KDP and other marketplaces.

ReadyStack Seller Research: BSR sales, FBA fees & keywordsAmazon's own monthly sales floor, 2026 FBA fees and your margin on every product page · no account, no loginAI Consulting Proposal Generator with Client AI AuditClient AI audit + 3-option priced proposal in the client's own hours and dollarsEcom Research Suite: Shopify store spy, product tracker, winning productsAny Shopify store's own best sellers, launches, prices and stock · with proofde to en translation for Shopify: German CSV to EnglishTurn your German Shopify translation export into a checked English import fileEcom Seller Toolkit: fee & profit calculator for Amazon, eBay, TikTok ShopWhat you keep per sale on 4 marketplaces · every fee line shows its sourceAffiliate program Shopify app: fraud check before payoutSee which affiliate commissions to pay, hold or drop before each Shopify payout

Trading journals, wash-sale and capital-gains checks for this tax year.

Trading Journal + Prop Firm Rule Guard: daily loss & drawdownKnow before the next trade how much you can still lose without breaking a ruleMarket Dashboard 2026: Trader Tax Drag on US GainsFor US active traders filing single: short-term gains are taxed at 10-37% brackets, long-term at 0/15/20% (0%…Capital Gains Tax Calculator UK 2025/26 — Shares & Crypto, Pay by 31 January 2027For UK investors who sold shares or crypto between 6 April 2025 and 5 April 2026: 18% or 24% on gains above…Data Protection Fee Calculator 2026: ICO Tier and Late PenaltySince 17 February 2025 the UK data protection fee is £52, £78 or £3,763, not the £40, £60 or £2,900 many…Trading Journal Wash Sale Calculator 2026 (Form 8949 Code W)For US stock and options traders: one loss sale plus a rebuy within 30 days (IRC §1091) and your broker's…Fintech UI Kit — Investment Risk Warnings: FCA High-Risk Banner, 24-Hour Cooling-Off, ESMA CFD 76% Warning (Figma + Sketch)Fintech UI kit for UK and EU investing apps: the FCA high-risk warning banner word for word (COBS 4.12A), the…

Rental yield, rent rules and deal numbers.

Simple real estate agent website builder with state noticesMobile Lightroom Presets for Real Estate Listing Photos22 presets for real estate agents who shoot listings on a phone, one per light: tungsten rooms, mixed window…Damp and Mould Report Form for Social Landlords in England – Awaab's Law Timescales (in force since 27 October 2025)Awaab's Law gives a social landlord in England 10 working days to investigate a damp and mould report, 3…Letting Agent Enquiry Form for Elementor – Renters' Rights Act 2026 (England)From 1 May 2026, accepting a rent offer above the advertised rent in England can cost a £7,000 civil penalty…EU Short-Term Rental Registration Exposure Check 2026Prices the fine band and the delisting loss of an unregistered listing, country by country.Medicare IRMAA 2026 Cliff CheckOne dollar of 2024 MAGI over the line adds a full year of Medicare surcharges. See the line before you cross…

Paychecks, payroll tax, minimum wage and mini-job limits with this year's rates.

Washington minimum wage 2027: employer raise check for every workerSee which Washington workers need a raise on 2027-01-01 and what it costsStartup Financial Model Template: 2026 US Payroll RunwayYour runway is shorter than salaries say: every 2026 US hire also costs 6.2% Social Security up to the…Performance Review Template with Merit Raise Calculator (US 2026)Score goals and competencies, get the rating, then the merit raise in dollars. Check that raise against the…VCSP Calculator 2026: Form 8952 Payment for 1099 ContractorsReclassifying 1099 contractors as W-2 employees? The IRS VCSP settles for 10% of one year's IRC §3509(a)…California Misclassification Penalty Calculator 2026Price what reclassifying your 1099 workers costs before the state does: Labor Code 226.8 adds 5,000 to 15,000…Private Hire VAT Calculator 2026: Full Fare vs TOMS MarginFrom 2 January 2026, private hire and taxi operators acting as principal are out of the Tour Operators'…

Tax returns, deadlines and allowances for the US, UK, Germany, Japan, Spain and Brazil — each tool names the rule and the date.

Month-End Back Office for US Freelancers - Schedule C, 1040-ES, remindersYour January 15 estimated tax payment, worked out from your own month - with the IRS form it came fromMaking Tax Digital for Income Tax penalty points trackerYour MTD for Income Tax penalty points out of 4 and the deadline that costs £200Self Assessment 2025-26 Calculator + Monthly 2026-27 Tax Tracker (UK)Your 31 January 2027 bill in one figure, every amount next to its HMRC boxQuarterly Estimated Tax + 1099 Tracker for US Freelancers (2026)Your 2026 tax computed, safe harbor checked, recomputed from every paymentMTD for Income Tax quarterly update: bridging-ready CSVMTD quarterly update figures year to date, by HMRC category, for bridging CSVSelf Assessment deadline 2027 bill & penalty calculatorFor UK sole traders, landlords and side earners filing the 2025-26 return: the 31 January 2027 bill includes…

Small tools you open every day: AI chats kept in order, PDFs, two-language reading, writing and a sorted YouTube feed.

Claude Code Operator KitNot another markdown pack: hooks that run every sessionYouTube Channel Operator — Claude skill pack (12 skills)Your YouTube week, computed from your own analytics · every new video vs your median at the same age, and the…Bilingual Translator – Pages, PDF & SubtitlesOriginal and translation side by side on web pages, PDFs and subtitles · on your device, no account. 10 PDF…PDF Toolkit – fill, sign, compress & merge PDFs without uploadingFill and sign PDFs free, no account. Compress to a target size, merge, convert and OCR in 5 languagesAI prompt library in German, Spanish, Portuguese & Japanese15 business prompts in 5 languages, plus a check that strips US formatsSubscription Groups for YouTube: folders, a clean feed per group & bulk editorSort your YouTube subscriptions into groups · each group is its own clean feed, and nothing on YouTube gets…

Post plans, design kits, LUTs and the numbers behind sponsorships and platform payouts.

Creator SEO Check: YouTube keyword score, title & tag check, competitor viewsScore a YouTube keyword from the top videos it ranks in your country today35mm Film Presets for Lightroom, Lightroom Mobile & LUTs — 15 stocks × 4 lightsFilm looks that match your light: 62 looks as Lightroom XMP, Mobile DNG and .cube LUT · never changes your…Creator Toolkit Discord bot: weekly Whop churn and at-risk reportYour Whop money inside Discord: who pays, who cancels, whose card failed, who went quietAI Faceless Video Maker: script to finished Short in 5 languagesScript in, 9:16 MP4 out: footage, voice, captions. Renders cost 0 creditsCreator Toolkit for Whop: churn, win-back messages and fee mathWho is about to leave your whop, what you keep after fees, in 5 languagesContent Repurposing Tool for Creators: 1 Video Into 2 WeeksContent repurposing tool for creators: 15 platform-sized drafts + a 14-day plan

Payroll, tax and invoice numbers with this year's rates and deadlines.

SEO Content Editor in 5 languages: terms and score from the Google top 10Terms, outline and score from the Google top 10AI Automation Workflows for Small Business: 8 n8n Files8 ready-made n8n workflows ranked by the hours they give your business backADHD Planner for Adults: Missed Oct 15 Tax Deadline PenaltyFiled a Form 4868 extension and then missed October 15, 2026? Your 2025 Form 1040 becomes more than 60 days…Invoice Source Code for Arduino – Thermal Receipt Printer5 Arduino Mega sketches that add in whole cents, keep gapless invoice numbers through a power cut and print…RMD Calculator 2026 for IRA & 401(k) Owners 73+Your 2026 required minimum distribution, what is left to withdraw by December 31, 2026, and the 25% IRS…Open Enrollment 2027: Deadline + Tax Credit CalculatorFor self-employed people and freelancers on HealthCare.gov: enroll by Dec 15 for Jan 1 coverage, Dec 16 to…

Planners, journals, budget and habit trackers built around this year's dates.

Wealth & Budget Planner for Excel and Google Sheets — 5 languagesYour debt-free month, net worth and budget left on one dashboard · the same file in Excel and Google SheetsRank Tracker for small sites: daily Google positions, $12/month for 100 keywordsDaily Google rankings with the proof behind every numberStudent Planner: Syllabus to Deadlines and Grade NeededStudent planner: every deadline, start-by date and the grade you needLocal business AI search visibility check + monthly trackerSee which AI answers name you or a rival, and the robots.txt line that hides youLego Collection Tracker with Retirement Alerts, No AdsLego collection tracker with retirement alerts: see what retires and whenGym Marketing Plan and Lead Follow-Up TrackerGym marketing plan from your own numbers + a 7-step lead follow-up desk

Checks of code, files and sites against a dated rule — each finding names the article and the line.

Accessibility Checker + Monitor: WCAG fix list per page, weekly, $9/monthA plain fix list for every page, re-checked every week · nothing installed on your siteWhite Label Ad Report Generator: Ads CSV to Client PDFWhite label ad report generator: client PDF from Meta + Google Ads CSVsOracle JDK License GateFinds the Java lines in your build that Oracle now bills for, and the free line that replaces each onepypdf Migration Check - PyMuPDF AGPL Licence GateMap every fitz / PyMuPDF line to its pypdf, pdfplumber or pypdfium2 replacementPython 3.10 End of Life — Pin Check & FixPython 3.10 end of life was 2026-10-01 (3.10.22 final, no more security patches). AWS Lambda python3.10:…JDK 25 Upgrade Blocker LintFinds the Java lines the new LTS removed — 18 rules; 23 findings in one 64-line fixture

Everything else that stands today.

Math Equation Editor for Google Docs, Slides & Forms – with alt textEVA Foam Armor Patterns drawn to your measurements — Knight & FantasyFoam armor patterns redrawn for your body (kids 4–6 to adult XL) · seams checked to line up within 1 mm2027 Minimum Wage Raise Check: every state + city, per workerWhich of your workers need a raise for 2027, by which date, and what it costsAI Appointment Setter for Inbound Leads in 5 LanguagesPaste a lead's message: reply in their language, 3 call times in their time zoneCosplay Armor Fitter — fit 3D armor to your body, STL + foam templatesYour tape measurements → fitted STL and foam templates with seam bevelsAI Workout and Meal Plan Generator — No Signup, Week 1 FreeWeek 1 workouts, calories and meals in grams, then next week from your log